Portfolio Analysis & Forecasting Manager

Location: Cincinnati
Posted on: November 20, 2024

Job Description:

GENERAL FUNCTION: Establish and manage a team dedicated to supporting the business lines'' buy, sell or hold strategies. Ensure decisions are information based and supported with both internal and external. Develop, implement and monitor credit insurance growth, ensuring risk/reward is maximized. Provide various venues to support strong communication both vertically and horizontally across the consumer business lines.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

* Identify portfolio optimization strategies to work with internal/external secondary marketing groups and Fifth Third Capital Markets to identify/execute profitable off-balance-sheet transactions while ensuring continued on-balance-sheet quality remains intact. Utilize/develop sophisticated modeling to forecast and identify potential high-risk pools within Fifth Third Bank Consumer Portfolio. Make senior level buy, sell, hold recommendations.

* Analyze through-the-door originations for performance based on multiple granular meaningful striations. Identify all product performance with respect to expected delinquency and loss curves making guideline changes to effectuate secondary marketing quality. Make recommendations to Quality Control for use in monthly reviews based on rank order areas of Risk.

* Review complex scorecard guideline challenges both operationally and materially to ensure proper risk mitigating factors are in place to align with corporate risk initiatives as well as business unit growth strategies.

* Provide corporate executive level portfolio reporting and forecasting to ensure accurate business planning processes maximize the consumer portfolio risk/reward.

* Provide leadership for new initiatives that will support future business line growth strategies.

* Develop, implement and maintain credit protection insurance programs in support of loan production growth with limited risk.

* Various strategic projects as directed by Chief Consumer Credit Risk Officer.

SUPERVISORY RESPONSIBILITIES: Manages a team of credit professionals providing constructive feedback and stretch assignments. Develops talent pool to provide succession planning. Recognizes and rewards employees. Directs and manages regular staff meeting or other venues to facilitate communication.

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